Ox Publishing GLBA Privacy Notice

Last Updated: April 2020

Ox Publishing understands that your trust in us is our most important asset. In order to preserve that trust, we want you to understand our information practices and your rights to ask us not to share certain information about you.Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do, as this policy applies to all financial products and services we offer for consumer purposes.

Type of Information We Collect

We collect Personal Information about people as described below. Please note that Personal Information does not include information available to the general public. We collect this information from the following sources (examples under each source are not necessarily a complete list):

Parties to Whom We Disclose Information

Personal Information about you and our former customers may be disclosed to others as permitted by law. Generally, this includes disclosures to third parties that are necessary to effect, administer or enforce your transaction with us, or in connection with servicing our ongoing customer relations. These parties may include our group of affiliated companies, or their employees, agents or representatives, courts and governmental agencies, outside lending or financial institutions, billing service providers, mail and telephone service companies, attorneys or other professionals, and third parties. Ox Publishing reserves the right to disclose or sell your personal information about you to the following types of nonaffiliated third parties:

We may also disclose Personal Information about you and our former customers to companies that perform marketing services on our behalf or to financial institutions with whom we have joint marketing agreements. We are required to, or we may, provide information about you to third parties without your consent, as permitted by law. For example:

  1. To respond to a subpoena or court order, judicial process or regulatory authorities;

  2. To consumer reporting agencies;

  3. In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or operating unit;

  4. To protect against fraud, and insure confidentiality and security;

  5. To assist or be part of a proposed or actual securitization, secondary marketing sale, or similar transaction related to a transaction of the consumer; or

  6. To collection agencies, attorneys, and other entities that assist us in enforcing and collecting the debt.

Confidentiality & Security

We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide products or services to you. Their right to further disclose and use the information is limited by applicable law, and nondisclosure agreements, where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.

Opt Out Rights (to limit our sharing)

If you do not want your Personal Information disclosed to affiliated or nonaffiliated third parties, you may "opt out" of those disclosures, meaning that you may tell us not to make those disclosures (other than disclosures that are permitted by law even if you opt out). If you opt out, we will not disclose this information to such third parties to independently market products or services to you, but we may include their offers in billing statements and other routine communications that we send to you in connection with servicing your business relationship with us.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date that we send this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

To opt out, simply fill out, detach and mail the form at the bottom of this page to the address listed. An opt out election by you or others who maintain a relationship with our Company will be effective for all persons that your relationship relates to. Once you opt out, there is no need to do so again for the same business relationship. Questions? You may also want to visit our website at 877-410-0247www.oxpublishing.com or give us a call at 877-410-0247 if you need additional information.

Information for Vermont, California and Nevada Customers: In response to a Vermont regulation, we automatically treat accounts with Vermont billing addresses as if you requested that we not share your information with nonaffiliated third parties. And if we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you. In response to a California law, with certain exceptions, residents of the State of California may request (a) disclosure of personal information collected, (b) disclosure of personal information sold or disclosed for a business purpose, (c) deletion of personal information, (d) to opt out of the sale of personal information, and (e) access and data portability. Moreover, Ox Publishing will not discriminate based on your exercise of such rights. If you want to make any such requests or wish to learn more about your California privacy rights, please visit our website (www.oxpublishing.com) and click the "Your California Privacy Rights" link or contact us at Ox Publishing, Privacy Policy, 871 Coronado Center #200, Henderson, NV 89052, or call 877-410-0247. In response to Nevada law, we are providing you this notice. You may be placed on our internal Do Not Call List by following the directions set forth above. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-4863132; e-mail: BCPINFO@ag.state.nv.us. To further restrict sharing with affiliates as described in this notice, you can fill in and return the form below.

Customer Opt Out Form

Mark any/all you want to limit:

Do not share information about me with your affiliates for their everyday business purposes

Do not allow your affiliates to use my personal information to market me.

Do not share my personal information with nonaffiliates to market their products and services to me.

Name: Address: Account #:

Mail to:

Ox Publishing

Privacy Policy

871 Coronado Center #200 Henderson, NV 89052