Last Updated: April 2020
Ox Publishing understands that your trust in us is our most important asset. In order to preserve that trust, we want you to understand our information practices and your rights to ask us not to share certain information about you.Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do, as this policy applies to all financial products and services we offer for consumer purposes.
Type of Information We Collect
We collect Personal Information about people as described below. Please note that Personal Information does not include information available to the general public. We collect this information from the following sources (examples under each source are not necessarily a complete list):
Application Information: This is information we receive from you on applications and/or other forms, by phone, and online. It includes your name, address, telephone number, social security number, date of birth, and banking information. Application Information may be disclosed as described below.
Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your payment history, information necessary for billing and payment, and purchase information. Transaction Information may be disclosed as described below.
Parties to Whom We Disclose Information
Personal Information about you and our former customers may be disclosed to others as permitted by law. Generally, this includes disclosures to third parties that are necessary to effect, administer or enforce your transaction with us, or in connection with servicing our ongoing customer relations. These parties may include our group of affiliated companies, or their employees, agents or representatives, courts and governmental agencies, outside lending or financial institutions, billing service providers, mail and telephone service companies, attorneys or other professionals, and third parties. Ox Publishing reserves the right to disclose or sell your personal information about you to the following types of nonaffiliated third parties:
Nonaffiliated financial service providers, such as banks, financing companies, and credit card companies
Non-financial companies such as third party and unrelated marketing companies, and other companies seeking to independently market their products and services which may have an interest in your Personal Information.
We may also disclose Personal Information about you and our former customers to companies that perform marketing services on our behalf or to financial institutions with whom we have joint marketing agreements. We are required to, or we may, provide information about you to third parties without your consent, as permitted by law. For example:
To respond to a subpoena or court order, judicial process or regulatory authorities;
To consumer reporting agencies;
In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or operating unit;
To protect against fraud, and insure confidentiality and security;
To assist or be part of a proposed or actual securitization, secondary marketing sale, or similar transaction related to a transaction of the consumer; or
To collection agencies, attorneys, and other entities that assist us in enforcing and collecting the debt.
Confidentiality & Security
We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide products or services to you. Their right to further disclose and use the information is limited by applicable law, and nondisclosure agreements, where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.
Opt Out Rights (to limit our sharing)
If you do not want your Personal Information disclosed to affiliated or nonaffiliated third parties, you may "opt out" of those disclosures, meaning that you may tell us not to make those disclosures (other than disclosures that are permitted by law even if you opt out). If you opt out, we will not disclose this information to such third parties to independently market products or services to you, but we may include their offers in billing statements and other routine communications that we send to you in connection with servicing your business relationship with us.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date that we send this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
To opt out, simply fill out, detach and mail the form at the bottom of this page to the address listed. An opt out election by you or others who maintain a relationship with our Company will be effective for all persons that your relationship relates to. Once you opt out, there is no need to do so again for the same business relationship. Questions? You may also want to visit our website at 877-410-0247www.oxpublishing.com or give us a call at 877-410-0247 if you need additional information.
Customer Opt Out Form
Mark any/all you want to limit:
□Do not share information about me with your affiliates for their everyday business purposes
□Do not allow your affiliates to use my personal information to market me.
□Do not share my personal information with nonaffiliates to market their products and services to me.
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871 Coronado Center #200 Henderson, NV 89052